Hcaptcha fails to load as long as I have rechaptcha 7.0 module enabled. When I looked into it, it looks like the manifest file in hcaptcha iframe does not load. instead cloudflare is "checking browser" when I inspect through the hcaptcha iframe.
If you need to solve a captcha, then you use the module. If you don't need to solve a captcha, then you don't use it)
There is no specific answer to your question, it all depends on the site you work with.